pet insurance

What is pet insurance?

 What is pet insurance?

Pet insurance reimburses pet owners for covered veterinary care. It is similar to people’s health plans with deductibles, coverage limits, and annual benefit limits. Depending on the policy and insurer, reimbursement is either a percentage (usually 70% to 90% of the cost of the procedure or service) or a flat dollar amount. Unlike organized human care, you can take your pet to the veterinarian of your choice. There is no difference in in-network or off-net coverage.

There are accident-only plans, which are more affordable but offer limited coverage, and comprehensive plans, which are more expensive but offer broader benefits. There are also wellness plans that offer savings on certain services, prescriptions, and treatments.

Find out more about whether to buy pet insurance.

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