What is auto insurance?
Car insurance is essentially a contract between you and an insurance company in which you agree to pay premiums in exchange for protection against financial loss from an accident or other damage to your car.
Car insurance may cover:
Vehicle damage, including your car or another driver’s vehicle
Medical expenses and/or funeral expenses related to injuries sustained as a result of an accident
Exact information about what is covered depends on your state’s minimum coverage requirements and any additional coverage options you choose to include. All states except New Hampshire require drivers to have a minimum amount of personal injury liability coverage and property damage liability insurance.